counted

Counted vs Splitwise

Splitwise is the most complete app on the market. You pay for it, with a subscription or with ads.

In short

  • No account. The link is enough. Splitwise requires an account for every group member.

  • Free, no cap. No ads and no expense cap. Without a subscription, Splitwise allows 4 expenses a day.

  • Encrypted on your device. The server only stores ciphertext. Splitwise can read your expenses.

We make Counted. This comparison aims to be factual and was checked on 6 November 2026 against Splitwise’s official pages. Spotted a mistake? Write to us about anything incorrect.

Point by point

Criterion Counted Splitwise
Price and access
Price
Yes. Free, no ads, no cap
Partly. Free with ads and up to 4 expenses a day; paid Pro subscription lifts the limits
Works without an account
Yes. The link is enough
No. An account for every group member
Platforms
Yes. Web, Android, iOS
Yes. Web, iOS, Android
Privacy
End-to-end encryption
Yes. The server only stores ciphertext
No. The operator can read your expenses
Where your data lives
Yes. Germany. Your projects never leave the EU
No. US company (Splitwise, Inc., Providence). Its privacy policy states your data may be processed in the United States and elsewhere
Forgotten password
Yes. Recovery key, or email reset after 72 hours
Yes. Can be reset
Features
Splits
Yes. Equal, by amounts, by shares
Yes. Equal, by amounts, by percentages, by shares; item by item Pro
Multi-currency
Yes. Over 150 currencies, European Commission monthly rate, frozen at entry
Partly. Several currencies; conversion at the daily rate Pro
Statistics
Yes. Free: by category, by person, trends, any period
Partly. By category and trends Pro
Search
Yes. Free: name, description and category
Partly. Pro
Export
Yes. CSV and JSON, one project at a time
Yes. CSV, one group at a time, from the website
Comments on an expense
No. A history of changes, without comments
Yes
Recurring expenses
Yes
Yes
Reminders
Partly. A reminder message you send yourself, with the project link
Yes
Debts between two people, outside a group
No. Everything goes through a project
Yes
Receipts
Yes. Free, read on the device: amount, date and category filled in; the photo is not kept
Partly. Scanning and item-by-item split Pro
Offline
Yes
Not stated. Not stated
Built-in payments
No. Your payment details are shown; the transfer happens between you
Yes. In the United States (Venmo, PayPal, transaction import)
Import
Yes. From Tricount only
No

Yes Partly or paid No Not stated

What Splitwise does better

We make Counted, but these points are real. If they matter more to you than privacy, Splitwise may suit you better.

Frequently asked questions

Can I import my Splitwise into Counted?

Not directly, for now.

Is Counted really free, with no cap?

Yes. No maximum number of expenses per day and no ads. Without a subscription, Splitwise lets you add 4 expenses a day and shows ads.

What happens if I forget my Counted password?

With your recovery key, you pick a new one and everything comes back. Without it, an email reset takes effect 72 hours later: your projects come back from your devices and share links, your preferences and payment details are lost. Without your password or your recovery key, nobody can decrypt your data, not even us.

Try Counted on your next group

One project, one link to share. Nobody has an account to create.

Try Counted

All Splitwise alternatives compared →

Sources

Last checked: 6 November 2026. Splitwise Pro’s price varies by country and is not quoted here. Splitwise is a trademark of Splitwise, Inc.; Counted is not affiliated with them.