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Replacing Tricount: 7 alternatives compared

Tricount does not encrypt your expenses, has removed several features from its app and belongs to the bank bunq. Here are the seven apps you come across when you look for a replacement: what each one really does, what it does not, and which group it is made for.

We make Counted. It tops this list, and its entry also says what it does not do. Counted vs Tricount, point by point

Updated 6 November 2026

Counted’s Repayments tab: Camille owes Ben €118.74, and three more transfers settle the whole group.

Why switch

Tricount is still free and ad-free, and it does the basics well. But its privacy policy, its FAQ and its terms of use say four things that give people pause.

Your expenses are not encrypted

Its privacy policy never mentions encryption: your expenses can be read on its servers. And if you ask for your data to be erased, the data in your tricounts, your expenses included, is kept.

Analytics and bank marketing

Tricount belongs to the bank bunq. Its policy provides for analytics cookies, recording what you do in the app, location data, and emails about Tricount and bunq offers.

Export has been removed

CSV and PDF export is among the features removed from the app. To get your books back, you now have to write to bunq support.

Fewer features

Sorting expenses and personal mode are gone. So are custom splits, whose return is “planned for a future update”.

At a glance

The five questions a group asks before switching apps.

App No account No ads Web App En­cryp­ted
Counted Yes Yes Yes Yes Yes
Spliit Yes Yes Yes Partly: iPhone only No
Splid Yes Not stated Not stated Yes Not stated
Settle Up Not stated Partly: ad-free with Premium Yes Yes Not stated
Splitwise No Partly: ad-free with Pro Yes Yes No
Splitser Not stated Not stated Yes Yes Not stated
Kittysplit Yes Yes Yes Yes Not stated

Yes Partly or paid No Not stated by the publisher

Who can read your expenses?

Your group’s books say a lot about you: who you live with, where you travel, how much you spend. There are two ways to store them.

Stored in plain text

“Dinner at Léa’s, €42, paid by Hugo”

This is what the server keeps when an app does not encrypt on your device. The publisher can read it, so can its service providers, and a leak exposes it as it is.

Encrypted on the device

k9Vb2LrC7+Fl8hdeLcYp84h7Bu7dfQoDqS5bGBwLk2bPa9oKA

This is what Counted’s server keeps. The key stays in the group link, after the # sign: browsers never send that part to the server.

The journey of an expense, step by step →

The seven apps, one by one

Our app · Servers in Germany · Web, Android, iPhone

Counted

For a group that wants to keep its books to itself, and bring its Tricounts across without retyping anything.

  • Encrypted on your device, and nobody has to create an account
  • Imports a Tricount from its share link
  • Statistics by category and by person, free
  • CSV and JSON export, over 150 currencies, works offline
  • On mobile, receipt scanning that runs entirely on your phone
  • No comments on an expense
  • No one-to-one debts outside a group
  • No built-in payments: the transfer happens outside the app
  • The receipt photo is not kept

One key per group

Created on the device of the person who starts the group, never on our servers.

counted.fr/verify

The client code is public: you can check that a published release matches that code.

0 trackers

No ads, no analytics, and no third-party script is loaded.

Open source · Browser and iPhone

Spliit

For a group that wants a free, open-source tool, even if that means hosting it themselves.

  • Free, no account, no ads
  • Open code under the MIT licence, which you can install on your own server
  • No Android app
  • Groups stored on the server, only the traffic is encrypted

The iPhone app is a full rewrite in SwiftUI and requires iOS 26. spliit.app ↗

Munich · Android and iPhone

Splid

For people who liked Tricount for its simplicity.

  • No sign-up
  • Works online or offline
  • No web version announced
  • Nothing is said about encryption

Paid options, such as Splid Plus, are sold in the app; its pages do not say what they unlock. splid.app ↗

Team in Czechia · Web, Android, iPhone

Settle Up

For a flatshare or a couple who share costs all year round.

  • Web, Android and iPhone
  • Your friends see the balance in the browser, without installing anything
  • Ads without Premium
  • Recurring expenses only with Premium

Premium comes as a subscription, or as a one-off purchase for a single group. settleup.app ↗

United States · Web, Android, iPhone

Splitwise

For a group that wants reminders, comments and one-to-one debts, and accepts an account for everyone.

  • Reminders, comments, percentage splits
  • Free CSV export from the website
  • An account for every member
  • 4 expenses a day at most, without Pro

Its help pages say it plainly: a free account can add at most 4 expenses a day. On the evening everyone enters their receipts, that is where it gets stuck. The limit in detail →

Netherlands · Web, Android, iPhone

Splitser

For a Dutch or Flemish group that pays each other back with iDEAL or Bancontact.

  • Direct repayment with iDEAL or Bancontact
  • Participants can be added without having the app
  • Nothing is said about encryption

In the Netherlands and Flanders, the same app is called WieBetaaltWat: your friends may know it by that name. splitser.com ↗

Berlin, since 2012 · Web, Android, iPhone

Kittysplit

For a group of nine people or fewer that wants a link and nothing else.

  • Fully featured in the browser, no account
  • Independent, no ads
  • Paid beyond 9 people
  • Currencies and receipt photos as a paid option

The Super Kitty option costs €2.99, once per group, and adds currency conversion and receipt photos. kittysplit.com ↗

When to stay on Tricount

If these points matter more to your group than export or privacy, Tricount will suit you better.

Your whole group already uses it

Switching apps means everyone has to follow. If nobody is complaining, there is no rush.

You already pay with bunq

bunq payment requests and the bunq card are built into the app.

You want to keep the receipt photo

It stays attached to the expense. Counted reads the receipt, then forgets it.

The project list: a weekend away, a birthday, a ski trip and a flat share.

Switch to Counted without retyping anything

  1. 1

    Copy your Tricount’s share link

    In the group, tap the share button.

  2. 2

    Paste it into Counted

    Participants, expenses, splits and repayments arrive in an encrypted Counted project.

  3. 3

    Share the new link

    Check the balances, then send the link to the group. Nobody has to create an account.

The full walkthrough →

Frequently asked questions

Is Tricount still free?

Yes. Its FAQ sums it up as “Free. No ads. No limits.” It belongs to the bank bunq, which offers its card and payment requests in the app.

Can you still export your Tricount books?

Not from the app any more: export is among the removed features, and the FAQ sends you to bunq support to get a CSV. Importing the group into Counted, then exporting it to CSV or JSON, is another way to keep your data.

Which apps work without an account?

Counted, Splid, Spliit and Kittysplit. Splitwise requires an account for every member. Settle Up and Splitser let you add participants who do not have one.

Can you import a Tricount anywhere else?

Into Counted, yes: paste the group’s share link. The other apps on this list do not offer it on their official pages.

Coming from Tricount?

Paste your Tricount’s share link: expenses, participants and repayments are imported in one go. Nothing to retype.

Import my Tricount Open the demo

Read next

Sources

Last checked: 6 November 2026. Tricount is a trademark of bunq B.V.; Counted is not affiliated with any of the publishers mentioned.

We make Counted. Spotted a mistake in this guide? Tell us.